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What is Bike insurance and its benefits
Bike insurance is a kind of safety process which is known by this term. In this procedure you need to take a safety cover by any third party company who helps you to secured your vehicle or cover your vehicle in the given any particular policy. In benefits you will get all vehicle servicing free from the party side. as we know Bike Insurance is now mandatory for all and its compulsary.
Bike insurance law is mandatory:-
Like I said earlier it is mandatory to have bike insurance in India
If you have a bike, and you do not have any insurance policy for that bike or the policy you had taken has become Expire, then it means that – you are not following the law, and in this case if you found under checking of traffic police then can be fine upto high amount or legal action can be taken by them. OR Bad luck if any kind of accident happen then no any covering will be provided by the anyone. So you all must take the policy from any where.
So that’s why it becomes necessary that – you understand the legal imperative of BIKE insurance and its importance, and that is why in today’s post I am going to talk to you in detail about BIKE insurance in detail,
Basic things of Bike insurance like :–
Bike Insurance means there is a General Insurance for Two Wheeler, if you have a two wheeler then it becomes mandatory for you to insure your Bike/Two wheeler.
So what is your option in such a case?
The first option you have is that – whatever the loss in an accident or accident, you should spend from your own pocket, whether it is a matter of repairing the car or the cost of injury to the body of the biker,
And if you pay out of your pocket the expenses due to any such sudden accident / accident, then it can have a big impact on your pocket / your budget / your financial condition, and this will affect your entire family. may fall,
Now there is another option to repair the bike due to an accident while walking on the road or pay the bill for the injury you have suffered –
Bike Insurance also called Two Wheeler Insurance:-
That is, if you have insurance for your bike, then you can pay for all the damages caused by the accident, whether it is related to the bike or the expenses incurred in the treatment of injuries on your body, both the expenses can be taken from the insurance company. ,
And that’s why it becomes very important to get a BIKE insurance, you can avoid the impacts on your financial condition by a small expenditure in the form of premium in BIKE insurance,
So that is why the government has also made BIKE insurance mandatory so that instead of fighting with the front and demanding compensation for the damage caused by an accident on the road, you can directly claim damages from your insurance company,
What kind of damage protection (INSURANCE COVER) is available in BIKE INSURANCE?
In bike insurance, you get insurance cover against a lot of damages that may happen with the bike,
And if we talk about which damages would be mainly covered in it, then the answer would be –
Damage caused by the first natural disasters
For example – floods, hurricanes, typhoons, earthquakes, landslides, etc. (storms, floods, landslides, earthquakes etc.)
Second – Theft, loss due to fire, damage due to accident or bomb blast, loss due to riots etc.,
In this way, almost all types of damages in bike insurance are provided,
How many types of Bike insurance are there:-
There are two types of Bike insurance:–
Comprehensive Policies :–
These are general bike insurance plans in which the bike rider and any type of damage caused to the bike/two wheeler (Wear and tears) are covered in the insurance, which includes everything like thunder storm, etc. Is,
Liability Only Polices:-
In this type of plan, only and only the damage caused by third party (collision with another person on the road) is covered,
How to buy Bike Insurance:-
There are two options to buy Bike insurance :–
You can also buy insurance policy by going to the office of General Insurance Company in offline way.
Tips: Generally, the cost of taking an online policy is less as compared to offline,
Top Bike Insurance Company Name:-
Q. How to claim damage after taking bike insurance.
Ans:- For the damage caused in the bike, first of all you have to go to a service center authorized by the insurance company, and from there you can show your insurance policy to the service center You will get some claim forms from the service center, which will have to be filled and the required documents will have to be submitted along with And then in this way you get the necessary help from the service center for the claim of damages Apart from this, in case of any kind of inconvenience, you can get the customs done by the insurance company.
Q. if you take bike insurance and there is any kind of damage to the bike rider or the bike, then how to claim compensation from the insurance company for that
Ans. For the damage caused in the bike, first of all you have to go to a service center authorized by the insurance company, and from there you can show your insurance policy to the service center You will get some claim forms from the service center, which will have to be filled and the required documents will have to be submitted along with And then in this way you get the necessary help from the service center for the claim of damages Apart from this, in case of any kind of inconvenience, you can get the customs done by the insurance company.
Q. Why is it necessary to have bike or two wheeler insurance.
Ans. Its compulsory for all citizen of country to be safe and be cover their vehicle from any damages. be it a bike or a two wheeler, then it is on the road itself, and if there is an accident or accident while walking on the road, due to which the biker or the bike gets damaged.